Countybank's Spring Fixed-Rate Home Equity Loan Special

What’s your spring project? A new kitchen? A pool? A new roof? Maybe tuition bills are looming?

For a limited time, lock in a low fixed-rate home equity loan from Countybank with rates as low as 6.99% APR* for up to 15 years, no application fee and $250 credit towards closing costs. Unlike variable rate loans your payment will never change. We’re only making 100 loans at this rate, so hurry — don’t miss this great opportunity!

Rates are based on each customer's individual credit history and assume a loan-to-value ratio of 80% or less. Minimum loan is $25,000.

How do I calculate my LTV?

To calculate your loan-to-value at 80% or less, take the value of your home times 80%. Then subtract any amount you still owe on your first mortgage. The remainder is the amount you have available to borrow. Other rates available for higher LTVs.

LTV Example:

Home value
$200,000
X .80 =
$160,000
Minus outstanding 1st mortgage
-$89,000
Available equity
$71,000

If you'd like to see what your payments would look like, just click here to go to our loan calculator. If you're ready to get started on your spring project, or consolidate credit card debt, or just have more questions, please call us at (864) 942-1500, toll-free at 1-800-726-8689, or email us at: personalbanking@ecountybank.com


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