Rate Chart
This chart contains information about interest rates and annual percentage yields for some of our checking and savings accounts. Additional disclosures are available upon request.

	Account Name	Minimum Opening Deposit	Minimum Balance to Obtain Annual Percentage Yield	Interest Rate	Annual Percentage Yield
	Index Products		track the index - iMoneynet.com
	Preferred Index Money Market(b)	$100.00
	Interest on daily balance of:
	$25,000.00-49,999.99			0.42%	0.42%
	$50,000.00-99,999.99			1.47%	1.47%
	$100,000.00-199,999.99			1.67%	1.67%
	$200,000.00 and up			1.92%	1.92%
	Preferred Index Checking(b)	$100.00	$10,000.00(c)
	Interest on daily balance of:
	$10,000.00-24,999.99			0.09%	0.09%
	$25,000.00-49,999.99			0.17%	0.17%
	$50,000.00-99,999.99			1.22%	1.22%
	$100,000.00-199,999.99			1.47%	1.47%
	$200,000.00 and up			1.67%	1.67%
	Certificates of Deposit (CD)
	60 Month CD(a)	$1,000.00		2.51%	2.51%
	48 Month CD(a)	$1,000.00		2.42%	2.42%
	36 Month CD(a)	$1,000.00		2.32%	2.32%
	30 Month CD(a)	$1,000.00		2.11%	2.11%
	24 Month CD(a)	$1,000.00		1.91%	1.91%
	18 Month CD(a)	$1,000.00		1.78%	1.78%
	12 Month CD(a)	$1,000.00		1.66%	1.66%
	9 Month CD(a)	$1,000.00		1.31%	1.31%
	6 Month CD(a)	$1,000.00		1.13%	1.13%
	3 Month CD(a)	$1,000.00		1.01%	1.02%
	1 Month CD(a)	$1,000.00		0.28%	0.28%
	Money Market Accounts
	Investment Money Market(b)	$10,000.00
	Interest on daily balance of:
	up to $9,999.99			0.09%	0.09%
	$10,000.00-24,999.99			0.12%	0.12%
	$25,000.00-49,999.99			0.40%	0.40%
	$50,000.00-74,999.99			0.54%	0.54%
	$75,000.00-99,999.99			0.65%	0.65%
	$100,000.00 and up			0.83%	0.83%
	Value Plus Money Market(b)	$1,000.00
	Interest on daily balance of:
	up to $999.99			0.09%	0.09%
	$1,000.00-9,999.99			0.11%	0.11%
	$10,000.00-49,999.99			0.13%	0.13%
	$50,000.00-99,999.99			0.16%	0.16%
	$100,000.00 and up			0.20%	0.20%
	HSA - Money Market(b)
	Interest on daily balance of:
	$1,000.00-4,999.99			0.11%	0.11%
	$5,000.00-24,999.99			0.59%	0.59%
	$25,000.00-49,999.99			0.81%	0.81%
	$50,000.00-99,999.99			0.94%	0.94%
	$100,000.00 and up			1.05%	1.06%
	Personal Savings
	Classic Saving(b)	$100.00	$200.00(c)	0.09%	0.09%
	Youth Savings(b)	$25.00	$25.00(c)	0.09%	0.09%
	Personal Checking
	Interest Checking(b)	$100.00	$1000.00(c)	0.03%	0.03%
	Free 50 Checking(b)	$100.00	$300.00(c)	0.03%	0.03%
	Preferred Checking(b)	$100.00	$5000.00(c)	0.03%	0.03%
	Preferred 50 Checking(b)	$100.00	$1000.00(c)	0.03%	0.03%
	Business Checking
	Free Business Interest Checking(b)	$100.00	$1,000.00(c)	0.03%	0.03%
	Analyzed Business Interest Checking(b)		$1,000.00(c)	0.03%	0.03%

---

a. A penalty many be imposed for early withdrawal
b. The interest rate and annual percentage yield may change after account opening.
c. Daily balance. The amount of the principal in the account each day.

Fees may reduce the earnings on interest bearing accounts.
Interest Rates and Annual Percentage Yields are current as of .
For current rate information call (864) 942-1524.